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An indemnity clause (hold harmless, liability waiver) is security or protection against a loss in which one party won’t hold the other party liable for damages.  Sometimes the clause is buried in a somewhat long contract in hopes it is not found.

The elderly are perfect targets for Home Title Theft because of the substantial equity in their homes, so are vacant homes, or homes in default.

What is Identity Theft? – – Identity theft is the illegal use of someone’s identification usually for financial gain. The first step to Identity Fraud.